You are legally responsible for any damage you cause when you hit another car while reversing. If you have comprehensive and third-party insurance, this won’t have much impact on you financially, but it’s still important to take the right steps at the time of the accident.
Stop your engine and move your car as far as possible away from the area of impact. Call the police and inform them of what happened they will also be able to help with traffic control while they investigate.
If anyone involved in the collision is injured, or if there is significant damage to either vehicle, call an ambulance immediately even if nobody is hurt. The police will want to know about any injuries so they can complete their report.
It’s also a good idea to take photos at the scene of the accident so that you have evidence for when it comes to making an insurance claim later on.
Check for injuries
Check for injuries. This is especially true if the other driver is hurt. If they are injured, ask if they need medical attention and call 911 if they do. If they don’t need medical attention.
Call the police
Call the police right away. You should be prepared for them to ask for your name and license number, so have that ready. Stay in your car until they arrive. This will help protect you from any liability issues with whoever was driving the other car.
Exchange information with the other driver
If the damage to your car is minor and can be fixed at home, ask for their name, address, and phone number so that you can call them later. If the damage to their car is minor and can be fixed at home, ask them for their name, address, and phone number so that you can call them later.
If the damage to your car is not minor and requires repairs, ask for their name, address, and phone number so that you can call them later. If the damage to their car is not minor and requires repairs, ask them for their name, address, and phone number so that you can call them later.
Take pictures of the scene
You can also take pictures inside your car, as well as any damage that’s been done to it. Be sure to get photos of the other car as well—you’ll need these for your insurance claim.
Call your insurance company
If your car is damaged, make sure to take pictures of the damage and take the other driver’s information. When you talk to your insurance company, be sure to explain what happened in detail.
The more information you can provide, the better. You should also file a police report if there were any injuries or property damage.
Check the damage on your car
If you can see any of the other car’s body panels, it’s likely that they are damaged in some way. You should also look for any clear signs of damage on your own vehicles, such as dents or scratches.
If you have any doubts about whether there is damage to either vehicle, take both cars to a mechanic for an inspection. A qualified mechanic will be able to tell you if either vehicle has sustained any serious damages that should be addressed immediately or not at all.
There are many ways to avoid hitting other cars while reversing. You can use your mirrors, be sure you have plenty of room behind you, and avoid distractions while driving. If you do hit another car, follow the steps above in order to make sure everything goes smoothly.