What Happens if a Cop Hits Your Car?

If a cop hits your car, you’re probably going to want to know what’s going to happen next. Here’s the deal: if the cop hit your car, you have the right to make a claim against him or her.

You’ll have to file the claim with his department and show that there was some kind of negligence or wrongdoing on his part. If you can prove that he did something wrong, then you’ll be able to get compensation for any damages sustained as a result of the accident.

This might not sound like fun, but it’s important that you know that this is an option and it’s one worth exploring if you feel like the cop was at fault in any way.

The police officer is at fault

Let’s talk about your rights as a driver. You have the right to be safe and secure in your vehicle, and that includes not having police officers hit your car. Police officers should know that they have no business driving around on their daily commute when they are in uniform.

If they are going to drive while they are on duty, they need to make sure that there is another officer with them who can take notes or write down what happened in case there are any questions later on.

If you get hit by a police officer, you should contact your insurance company right away and file an accident report with them as well as with the city or county where the accident took place.

Your insurance company will be able to give you information about what kind of compensation you may be entitled to receive under state law.

You could be on the hook for damages

When a cop hits your car, you could be on the hook for repairs. If you’re involved in an accident with a police car, you may be surprised to find out that it’s not as simple as getting reimbursed for your damages.

While there are some situations where you may have coverage under your insurance policy or through another source, it’s best to talk to an expert before making any assumptions.

You might get arrested

If you’re driving, and a cop hits your car, there’s no way of knowing what will happen next. The cop may decide to arrest the person he or she hit, or they may just give the driver a ticket. If the driver was underage and driving without a license, then they might be taken into custody and held until their parents can pick them up.

You might get a ticket

If you’re unlucky enough to get hit by a cop, the chances are good that you’ll be on the receiving end of a ticket, especially if the officer was going fast enough to cause damage to your vehicle. It’s quite possible that they’ll ticket both of you for speeding and them for reckless driving.

Don’t take this personally! It’s just part of the job. I mean, think about it: if they didn’t write tickets when they were at fault for causing an accident. The system works because everyone knows what happens when they break the law and there are consequences for those who break it.

You might get sued

If a cop hits your car, you might be able to sue them for damages. This is because cops are not allowed to take their frustrations out on innocent civilians by ramming into them with their police cars. If you do want to try suing the officer who hit your car, it’s best to talk to a lawyer first.

The cop could have some explaining to do

If a cop hits your car, it’s not necessarily a good thing. First of all, it means that the cop is probably driving recklessly, which is a problem. If you were involved in an accident with a cop and he hit your car, he might try to say that you hit him first or that you were wrongfully at fault.

That could result in his department coming after you for damages or even criminal charges. While this isn’t always the case, it’s definitely something to think about when dealing with police officers who are supposed to be watching their own behavior on the road.


If a cop hits your car, it’s important to remember that you might not be able to do anything about it. If the cop was in an unmarked vehicle and didn’t have lights or sirens on when they hit you, it will be hard to find them.

But if they were in an official police car with their lights flashing when they hit you, then you likely have the right to file a claim for damages against them. And even if the cop doesn’t show up for court, you can still win your case.

Steven Hatman
Steven Hatman

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