We’ve all experienced those moments when we’re unsure whether to report a minor car accident. Perhaps the damage seems minimal, or you’re in a rush, and the idea of dealing with paperwork is unappealing. However, it’s essential to understand that failing to report a minor car accident can lead to a series of consequences that may impact you in the long run. In this blog post, we will discuss the potential consequences of not reporting a minor car accident.
The Legal Consequences
Choosing not to report a minor car accident can have legal repercussions. In many states, including Wisconsin, it’s a legal requirement to report accidents that result in injuries, fatalities, or property damage exceeding a certain threshold. By not fulfilling this obligation, you might be violating the law, which can lead to fines, penalties, and even potential criminal charges.
Insurance Complications
When you fail to report a minor car accident, you risk encountering complications when dealing with your insurance company. Insurance policies typically require prompt reporting of accidents, and not adhering to this requirement might result in your claim being denied. Even if you choose to settle the matter privately with the other party involved, your insurance company might still need to be informed for proper documentation.
Undetected Injuries
While you might feel fine immediately after a minor car accident, the absence of visible injuries doesn’t necessarily mean you’re in the clear. Undetected injuries are a significant concern when choosing not to report a minor accident. Certain injuries, such as whiplash, concussions, or soft tissue damage, might not exhibit immediate symptoms. These injuries can surface days or even weeks after the accident, leading to discomfort, pain, and potentially requiring extensive medical treatment.
The Milwaukee car accident lawyers at Cannon & Dunphy S.C. urge you to report the accident, even if it is minor and you do not feel injured initially. They explain that failing to report the accident means you might not be eligible to receive compensation for your injuries you suffered from the accident.
Liability Concerns
Without a proper accident report, determining liability can become challenging. If the other party decides to file a claim later, you might struggle to prove your version of the events without an official record. This can make it difficult to defend yourself against potential legal actions or insurance claims that could arise. Moreover, the absence of an official report could leave room for misinterpretation and disputes, creating unnecessary uncertainties in the event of a future conflict.
In essence, reporting a minor car accident is about protecting your rights, health, and future. It’s about laying a foundation for transparency, documentation, and due process. While the temptation to overlook minor incidents might be strong, the potential ramifications are too significant to ignore. By adhering to the proper reporting procedures, you’re making a proactive choice that can positively impact your well-being in the days, weeks, and months to come.
